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Contents
Foreword | Frédéric de Courtois
The Director General's Perspective |Thea Utoft Høj Jensen
Savings and Investments Union
SIU | Nadia Calviño
SIU | Alison Martin
SIU | Maria Luís Albuquerque
Pensions
Pensions | Stephen Frank
Simplification
Simplification | Stine Bosse
Simplification | Claire-Marie Coste-Lepoutre
Protection gaps
Protection gaps | Mathias Cormann
Protection gaps | Thomas Blunck
Stability and Cohesion
Stability and Cohesion | Andrew Bailey
Stability and Cohesion | Fabian Rupprecht
Digital
Digital | Petra Hielkema
Risk and Resilience
Risk and Resilience | Jolien D'hoore
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Insurance Matters 2026


Europe is entering a phase where the big question is no longer what needs to be done, but how to make it happen.

Insurance Matters 2026 brings together perspectives from across Europe and beyond, from policymakers, regulators and industry leaders to other voices helping to shape the future.


Explore

Download the PDF



Insurance Matters 2026

Europe is entering a phase where the big question is no longer what needs to be done, but how to make it happen.

Insurance Matters 2026 brings together perspectives from across Europe and beyond, from policymakers, regulators and industry leaders to other voices helping to shape the future.



Explore

Download the PDF

Savings and Investments Union

Europe has the savings. The challenge is putting them to work. As policymakers focus on boosting investment, growth and competitiveness, the Savings and Investments Union has become one of the EU's most important economic projects.

Savings and Investments Union

Europe has the savings. The challenge is putting them to work. As policymakers focus on boosting investment, growth and competitiveness, the Savings and Investments Union has become one of the EU's most important economic projects.

Simplification

Europe’s economy depends on clear, effective rules that support growth, innovation and competitiveness. As policymakers look to reduce unnecessary complexity, the challenge is to simplify regulation while preserving stability, consumer protection and trust.

Simplification

Europe’s economy depends on clear, effective rules that support growth, innovation and competitiveness. As policymakers look to reduce unnecessary complexity, the challenge is to simplify regulation while preserving stability, consumer protection and trust.

Pensions

Pensions are becoming one of Europe’s defining long-term challenges. As populations age and public finances come under increasing pressure, policymakers, employers and financial institutions are searching for sustainable ways to deliver retirement security for future generations.

Pensions

Pensions are becoming one of Europe’s defining long-term challenges. As populations age and public finances come under increasing pressure, policymakers, employers and financial institutions are searching for sustainable ways to deliver retirement security for future generations.

Protection gaps

Europe faces growing risks from natural catastrophes, cyber threats and demographic change, yet many households, businesses and communities remain financially exposed. Closing protection gaps will require stronger resilience, smarter prevention measures and closer cooperation between the public and private sectors.

Protection gaps

Europe faces growing risks from natural catastrophes, cyber threats and demographic change, yet many households, businesses and communities remain financially exposed. Closing protection gaps will require stronger resilience, smarter prevention measures and closer cooperation between the public and private sectors.

Stability and Cohesion

Economic resilience depends on more than growth alone. At a time of geopolitical uncertainty, demographic change and social transformation, maintaining financial stability and strengthening social cohesion will be essential to Europe's long-term prosperity and competitiveness.

Stability and Cohesion

Economic resilience depends on more than growth alone. At a time of geopolitical uncertainty, demographic change and social transformation, maintaining financial stability and strengthening social cohesion will be essential to Europe's long-term prosperity and competitiveness.

Digital

Artificial intelligence is changing the insurance industry faster than almost any previous technological development. The opportunities are significant, but so are the challenges.

Digital

Artificial intelligence is changing the insurance industry faster than almost any previous technological development. The opportunities are significant, but so are the challenges.

Risk and Resilience

Resilience is rarely built in moments of crisis. More often, it is developed through preparation, adaptability and the support of those around us.

Risk and Resilience

Resilience is rarely built in moments of crisis. More often, it is developed through preparation, adaptability and the support of those around us.

© 2026 Insurance Europe Made by Unwind

INSURANCE MATTERS 2026