1
/ 10
Welcome & contents
Foreword
About Insurance Europe
Priorities for progress
SECTION OVERVIEW | Insurance matters
Fewer regulatory layers
Empowering citizens to invest
Reinsurers and climate risks
SECTION OVERVIEW | Investing for tomorrow
Mobilising potential
Reducing complexity
Solvency II reform
SECTION OVERVIEW | Nat cat and protection gaps
Resilient home insurance
Closing protection gaps
Battery fire risks
SECTION OVERVIEW | AI, digital and data
Inclusive insurance innovation
Fuelled by data
Connected car access
Youth partnership
Executive Committee
Committees, Working Groups & Platforms
Secretariat
Would you like to hear from us?

Annual Report 2024-2025

Welcome to Insurance Europe’s Annual Report 2024–2025. The report is structured around four core themes – Insurance matters, Investing for tomorrow, Natural catastrophes and protection gaps, and AI, digital and data. Each section highlights key developments and perspectives shaping the European insurance sector.

2 Foreword

Frédéric de Courtois

3 About Insurance Europe

4 Priorities for progress

Thea Utoft Høj Jensen

5 Insurance matters

Section overview

6 Fewer regulatory layers

Stéphanie Yon-Courtin

7 Empowering citizens to invest

Andrea Beltramello

8 Reinsurers and climate risks

Thierry Léger

9 Investing for tomorrow

Section overview

10 Mobilising potential

Enrico Letta

11 Reducing complexity

Alban de Mailly Nesle

12 Solvency II reform

Cristiano Borean

13 Nat cat and protection gaps

Section overview

14 Resilient home insurance

Maryam Golnaraghi

15 Closing protection gaps

Stephen Frank

16 Battery fire risks

Pascal Leroy

17 AI, digital and data

Section overview

18 Inclusive insurance innovation

Petra Hielkema

19 Fuelled by data

Peter Kerstens

20 Connected car access

Laurianne Krid

21 Youth partnership

Saskia van Berloo

22 Executive Committee

23 Committees, Working Groups & Platforms

24 Secretariat